Join Yield Solutions Group’s OEM Partner Program

When OEM finance companies want to expand or enhance their auto loan and/or lease buy-out portfolios and provide superior customer service without adding additional internal infrastructure, they look to Yield Solutions Group, LLC (YSG). YSG’s regulatory-compliant program receives inbound call routed directly or through the OEM finance company, then handles all aspects of customer service and lender support from application processing through title perfection.

Why Partner With YSG for Auto Refinance Loans?

  • Using an exclusive outsourced application, loan, and title perfection partner enhances control, operating efficiency, and portfolio yield, along with customer service.
  • YSG is recognized for its industry-leading Compliance Management System, which supports lender regulatory compliance and consumer protection.
  • RefiJet, YSG’s consumer-facing brand, is recognized for industry-leading customer service, resulting in happy customers who feel a connection to the lender and, therefore, perform better.
Operational Efficiency

Lenders can generate additional loans through existing infrastructure and avoid losing loans through refinancing to another lender.

Improved Portfolio Performance

Direct loans outperform indirect; refinance loans perform better than newly originated loans.

Attractive Ratios

YSG programs the lender’s unique criteria into its systems to prescreen applications, resulting in high look to book and capture rates.


YSG understands Lenders’ need to adjust rates and program guidelines over time and is designed to support Lender control and customization throughout the process.


Using YSG provides flexibility to create incremental loan volume with minimal risk, optimal control, and minimal cost, all while supporting the Lender’s loan criteria, yield objectives, and regulatory compliance.

Reliable & Secure

To make sure our customer’s data is safe, we deploy the latest technology, do regular third-party penetration testing and vulnerability scanning to ensure we are as secure as possible.

How the YSG OEM Program Works

  • YSG receives referrals of consumers interested in refinancing or lease buy-out from the OEM finance company, including option of transferring consumer data into YSG’s system
  • YSG evaluates loan applications against Lender criteria and works with the consumer to find the optimal loan structure, based on the Lender’s guidelines, to meet their refinancing goal
  • YSG offers back-end product options as approved by the Lender (lender-provided or through other product administrators approved by Lender)
  • The Lender receives application data and performs its standard underwriting process, then provides decision and loan structure data to YSG
  • YSG handles all aspects of consumer communication, including providing the lender-approved terms and providing the lender’s documents populated with the approved loan structure for the consumer’s signature
  • YSG provides a final loan funding package to the Lender
  • The Lender reviews the loan package and provides the funds to YSG
  • YSG handles post-funding processes, such as payoff, product activation/cancellation, and title perfection
  • The Lender books and services its new loan

Getting Started is Easy

Due Diligence

YSG has extensive materials available for initial (and on-going) due diligence and welcomes on-site visits.

Launch Prep

YSG configures its systems for Lender’s program guidelines, rates, and documents and integrates with the Lender’s system through RouteOne, direct integration, or other Lender-approved method. 


YSG tests system integration and provides test loan packages for Lender approval.


Thousands of Happy Customers

And a Strong Online Reputation

Interested in Becoming an OEM Partner? Contact Us Today:

Are you a consumer with questions about your loan, GAP, or Extended Service Contract?  Please see our Current Client Contact Information

The form below is for OEM partnership inquiries only.