Partners & Products
When credit unions, banks, and finance companies want to expand or enhance their auto loan portfolios, they look to Yield Solutions Group, LLC (YSG). YSG’s regulatory-compliant program generates auto refinance loans that can be relied upon to match lender target criteria and perform better than newly-originated and indirect loans.
Apply NowUsing an exclusive outsourced application, loan, and title perfection partner enhances control, operating efficiency, and portfolio yield, along with customer service.
YSG is recognized for its industry-leading Compliance Management System, which supports lender regulatory compliance and consumer protection.
RefiJet, YSG’s consumer-facing brand, is recognized for industry-leading customer service, resulting in happy customers who feel a connection to the lender and, therefore, perform better.
YSG conducts marketing activities to generate loan applications
YSG evaluates loan applications against Lender criteria and works with the consumer to find the optimal loan structure and Lender to meet their refinancing goal
YSG offers back-end product options as approved by the Lender
The Lender receives application data and performs its standard underwriting process, then provides decision and loan structure data to YSG
YSG handles all aspects of consumer communication, including providing the lender-approved terms and providing the lende’rs documents populated with the approved loan structure for the consumer’s signature
Lenders can generate additional loans through existing infrastructure.
Direct loans outperform indirect; refinance loans perform better than newly originated loans.
YSG programs the lender’s unique criteria into its systems to prescreen applications, resulting in high look to book and capture rates.
YSG understands Lenders’ need to adjust rates and program guidelines over time and is designed to support Lender control and customization throughout the process.
Using YSG provides flexibility to create incremental loan volume with minimal risk, optimal control, and minimal cost, all while supporting the Lender’s loan criteria, yield objectives, and regulatory compliance.
To make sure our customer’s data is safe, we deploy the latest technology, do regular penetration testing and vulnerability scanning to ensure we are as secure as possible.
YSG has extensive materials available for initial (and on-going) due diligence and welcomes on-site visits.
YSG configures its systems for Lender’s program guidelines, rates, and documents and integrates with the Lender’s system through RouteOne, direct integration, or other Lender-approved method.
YSG tests system integration and provides test loan packages for Lender approval.
Yield Solutions was instrumental in assisting Premier Members Credit Union with not only reaching our production volume goal but also falling well below our risk tolerances. Premier used Yield Solutions to provide applications from a total of 12 states. We found that reaching outside our current state market allowed us to diversify our auto loan portfolio and reduced the risk associated with having “all our eggs in one basket.”
– Todd Anderson, Portfolio Analytics • Indirect & Commercial Landing Manager
“myAutoloan.com has been lucky to have Refijet as a partner for many years. Over those years the entire team has been wonderful to work with, provided excellent customer service, always engaged and innovative and we look forward to continuing this partnership for many years to come!”
– Staci Bailey, myAutoloan.com
*This form is for partnership inquiries only. If you are a current client with questions about your loan, GAP, or extended service contract please contact us here.
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